Access to a bank account is something most people take for granted—but for many individuals returning from incarceration, it can be one of the first and most significant barriers to rebuilding their lives. In this episode, ROC’s Danny Murphy and Kurt Altman explore how being unbanked forces people into a cash-only economy at a time when most transactions are digital, limiting access to housing, employment, and basic necessities. They also examine how this gap can create unintended consequences during supervision and reentry, and why financial inclusion is increasingly a matter of both economic opportunity and public safety.